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Bank of China (Hong Kong) Limited
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Bank of China (Hong Kong) Limited

by Jennifer DemirJune 25, 2017
Overview
Founded

1964

Headquarters

Bank of China Tower
14th Floor
1 Garden Road
Hong Kong

Website

http://www.bochk.com/en/home.html

Bank of China (Hong Kong) Limited

Bank of China (Hong Kong) Limited provides banking and related financial services to individual and corporate customers primarily in Hong Kong, Mainland China, and internationally. It operates in three segments: Personal Banking, Corporate Banking, and Treasury. The company offers current, saving, and time deposits; mortgage and personal loans; and business loans, such as small business loans, trade finance and services, HKSAR government loan guarantee schemes, overdraft and accounts receivable financing, and asset-pledge loans, and machinery and equipment financing. It also provides commercial, syndicate, and structured financing services; SME services; financial institutions services; trade finance and services comprising import and export finance services; and e-commerce services. In addition, the company provides personal life insurance, business protection, medical and accident, travel and leisure, and family protection insurance products, as well as various other insurance plans; custody services; credit cards; mandatory provident fund schemes; and cash management services consisting of corporate collection, payment, liquidity, and financial information management solutions. Further, it offers investment services comprising securities trading, fund investment services, foreign exchange and precious metal trading, currency linked investments, structured products, bonds, and saving plans. Additionally, Bank of China (Hong Kong) Limited is involved in the property holding and investment, gold trading and investment holding, and securities and futures brokerage activities; and provides trustee and agency, nominee, and information technology services. It serves customers through a network of branches and automated teller machines. The company was formerly known as Po Sang Bank Limited. The company was founded in 1964 and is based in Hong Kong. Bank of China (Hong Kong) Limited is a subsidiary of BOC Hong Kong (Holdings) Limited.

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About The Community Member
Jennifer Demir
History of banking: Banking began with the first prototype banks of merchants of the ancient world, which made grain loans to farmers and traders who carried goods between cities. This began around 2000 BC in Assyria and Babylonia. Later, in ancient Greece and during the Roman Empire, lenders based in temples made loans and added two important innovations: they accepted deposits and changed money. Archaeology from this period in ancient China and India also shows evidence of money lending activity...

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